Board of Commissioner

Soni Nugraha, SE, was born in Ciamis (1974). He is a graduate of Informatics Management at the Sekolah Tinggi Manajemen Informatika Bandung. His career began at PT. Rekadaya Sarana Mukti as Accounting in 1998 – 2000. From 2000 – 2003, he served as Director at PT. Kreasi Indah Dalam Suara and In 2005 he was appointed to be Director at PT. Mulia Qolbu Sekawan, and now he was served as Commissioner of Sanama from 2009, commissioner of PT. Rekadaya Sarana Mukti from 2016, and Director of PT. Dharmarosa Properti from 2016.

Bhatara Didjaya, SE, has been serving as Board of Commissioner of Sanama based on decision annual meeting of members dated march 21th, 2015. In 2008 he joined Sanama as financing reviewer for Bandung and Tasikmalaya Branch, and then he appointed to be Bandung Branch Head in 2012 and become Finance Director before he was appointed to be a Commissioner.

He is a graduate of Accounting from Indonesia University of Education (2009). His career started in 2007 at PT. BPRS PNM Mentari as financing administration, MFI’s Technical assistance project with Chevron Geothermal Gn. Salak (2011-2014), MFI’s Assessment in Saguling and Garut West Java project with PT. Indonesia Power (2012), Mapping of information technology system requirement at Koperasi Mitra Nusantara Magelang (2012), Financial Literacy Trainer for housewife (2013-2014), and Branch Control at PT. AEON Credit Service Indonesia (2014-2015).

Wed, 15 Jun 2016 @14:24



“To become one of the largest Islamic co-operative in West Java with an asset size of 50 billion by 2016”



“To provide solution to the underserved market through comprehensive, sustainable and professional financial and non-financial services base on sharia principles”


  Key Success Factor

Solid, each person of employee always work together as a team that have skill and complete each other, committed to corporate mission to achieve the goals effectively and efficiently.

Productivity, each person of employee always work effective, discipline and appreciate the time to complete the task quickly and never give up to achieve the goals.

Integrity, each person of employee has the consistency and unwavering firmness in upholding the value of belief.

Reliable, each person of employee always reliable through a critical way of thinking, creative, independent, honest and promote competence and professionalism

Improvement, each person of employee always make improvement and development for better product, services and processes continuously to seek and obtain better result.

Trust, always build a harmonious relationship in a conducive environment, inspiring, and mutually develop to build a solid team. Produce creative and innovative work, upholding integrity and reliable.



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